8/13/2023 0 Comments Horizon bankHowever, you might have to deal with monthly service fees and overdraft fees if you get a checking account.įirst Horizon Bank has a free checking account with a low minimum opening deposit, but the bank's savings accounts have monthly service fees unless you qualify to waive them. Regions Bank has a free traditional savings account. However, the savings account has a $3 excess withdrawal fee when you exceed two monthly withdrawals. You also might want to consider which bank accounts you'd like to open and whether there are potential bank account fees at these financial institutions.įirst Citizens Bank is the only bank out of the three to offer both free savings and checking accounts. Meanwhile, Regions Bank has over 1,300 branches and 2,000 free ATMs. Out of all three banks, First Citizens Bank is available in the most states. If you're looking for a bank with a national bank presence, First Citizens Bank or Regions Bank will stand out to you. Up to $250,000 is secure in an individual bank account.ĪL, AR, TN, FL, GA, LA, MS, NY, NC, SC, TX, VAĪZ, CA, CO, FL, GA, HA, KS, MD, MI, NE, NV, NC, OK, OR, SC, TN, TX, VA, WA, WV, WIĪL, AR, FL, GA, IL, IN, IA, KY, LA, MS, NC, SC, TN, TX ET on Saturdays.įirst Horizon's mobile app is rated 2.3 out of 5 stars in the Apple Store and 2.7 out of 5 stars in the Google Play Store.įirst Horizon Bank is FDIC insured. If you have questions about First Horizon consumer bank products or services, call Client Services from 7 a.m. You'll find a nearby branch in the following states: Beginning April 1, First Horizon Bank will send out new First Horizon debit cards once existing cards expire.Īs of February 2022, First Horizon Bank customers will have access to more than 400 branches in 12 states and 675 free ATMs. You may continue to use your IberiaBank debit card if you have one. If you had an IberiaBank checking, savings, CD, or money market account, it will be converted to a new First Horizon account. In February 2022, First Horizon Bank completed its merger with IberiaBank. Otherwise, you're better off with the bank's savings account, so you don't have to pay the $9 monthly service fee. You might like the First Horizon Bank Money Market Savings Account if you can keep at least $5,000 in your account daily or have a qualifying checking account. At December 31, 2021, in addition to liquidity available from the normal operating, funding, and investing activities of Horizon, the Bank had approximately 672.7 million in unused credit lines with various money center banks, including the FHLB and the Federal Reserve Discount Window. Interest compounded and deposited monthly.Earn a higher interest rate with a higher account balance.To waive the $9 monthly service fee, keep at least $5,000 in your account daily OR own a qualifying checking account.Over 400 branches and 675 ATMs in 12 states: AL, AR, TN, FL, GA, LA, MS, NY, NC, SC, TX, VA.
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